Aboard an ocean liner bound for Paris, beautiful Craig Copper Company heiress Linda Craig (Helen Wood) drinks a toast to the picture of her dead fiance, Charlie Cortland (Paul Cavanagh), better known to his admirers and detractors as "Champagne Charlie." That drink is served to her by the steamer's bartender, Fipps (Herbert Mundin), who was Charlie's valet for 15 years, and who has Charlie's photo on the bar as a memorial to his beloved boss. Linda's newlywed husband, boyhood friend Tod Hollingsworth (Thomas Beck), isn't exactly pleased with the salute, believing Linda still carries a torch for the smooth gambler, while her friend, three times divorced and now married again Lillian Wayne (Minna Gombell), is up for any kind of drinking. Someone else spots Linda and Fipps at the bar; Pedro Gorini (Noel Madison), who was one of gambler Charlie's financial backers. He calls Linda and tells her he wants to speak to her...or else he'll tip the papers to her "past." Fipps, though, beats Linda to Pedro's stateroom, and a fight ensures, with Pedro stabbed to death. With the Captain ready to throw both Linda and Fipps into the brig, she recounts hers and Charlie's story. A year ago in the Monte Carlo casinos, Linda met Charlie, who captivated her with his smooth charm and easy good looks. However, he was hiding a secret: he owed Pedro and Ivan Suchine (Montagu Love) over $200,000 in gambling losses, and they wanted payment. Now. Enter their idea for Charlie to romance Linda and marry her for her $20 million dollar fortune, a plan to which a reluctant Charlie eventually agrees.
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